💸 How I Use AI to Save, Spend, and Still Earn Interest

Because I wanna be responsible but still buy the (literal) bag.

Every once in a while, I log into PayPal to tidy things up (but only when my accountant bugs me to) — clear out old payments, close the loop on client transfers, and make sure nothing’s just sitting there collecting digital dust.

This past week, I found $3,700.

Not life-changing, but definitely pause-worthy. Could that pay some backend bills? YES.
But…what do you actually do with surprise money like that? I knew I wanted to spend it immediately but I’m a mom now.

I have to be responsible. (Mostly).

If you’re a business owner, your brain probably runs through twelve tabs at once:
Pay something down.
Save some.
Invest?
Buy something nice because, honestly, you earned it?

So instead of overthinking it (or impulse-transferring it to my checking account like usual), I opened ChatGPT and typed:

“I just found $3,700 in my PayPal. How should I allocate it?”

No spreadsheets…yet. Just a curious little question to see what it would say…